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The National Savings, referred to as Qaumi Bachat in local lingo, changed the forecasted profit rate of Behbood Saving Certificates (BSCs) downward with effect of November 4, 2024.
As of January 2025, the profit rate prescribed by the government for Behbood saving certificates is set at 13.92 percent per annum.
This brings the monthly profit of Rs. 1,160 on every Rs. 100,000 (1 lakh) of investment with this option making it useful for the investors who qualify for such investment.
There are financial advantages to maintaining Behbood Savings Certificates as well as other money-saving devices Bank branches, ATM cards, and checkbooks are issued to the clients.
This is in addition to exempting such deposits from Zakat which is an advantage for the relevant people availing such facilities.
These certificates are available for purchase from every nearest branch of Qaumi Bachat Bank all over Pakistan.
