The Central Directorate of National Savings (CDNS) has reduced the profit rates on several of its National Savings Schemes (NSS), effective from June 27, 2025.
According to brokerage firm Topline Securities, the profit rate on the Savings Account (SA) remains unchanged at 9.50 percent.
The profit rate on Defence Savings Certificates (DSC) has been reduced by 15 basis points, bringing it down from 11.91 percent to 11.76 percent.
Bahbood Savings Certificates (BSC) saw a reduction of 24 basis points in profit rate, now lowered from 13.44 percent to 13.20 percent.
Similarly, the profit rates for the Pensioners’ Benefit Account (PBA) and the Shuhada Family Welfare Account (SFWA) were also reduced by 24 basis points, making the new rate 13.20 percent for both.
The Regular Income Certificates (RIC) experienced a reduction of 36 basis points, lowering the rate from 11.52 percent to 11.16 percent.
The profit rate on Special Savings Certificates (SSC) has been cut by 30 basis points and will now offer a return of 10.6 percent.
Meanwhile, the Sirwah Islamic Saving Account (SISA) and Sirwah Islamic Term Account (SITA) also witnessed a reduction of 59 basis points, bringing their new profit rate to 9.75 percent.
