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How to buy electric bike on easy installment plan

MM News Staff by MM News Staff
May 23, 2025
Electric bike

This undated image shows Atlas Honda Electric Bike (Image: Pakwheels.com)

Electric bikes are revolutionizing urban transportation, especially in bustling metropolises where commuting costs are high. With zero emissions and low maintenance, EV bikes offer an eco-friendly and cost-effective alternative to traditional petrol bikes.

Allied Bank’s Electric Bike Finance offers an affordable and eco-conscious financing solution designed to support your transition to electric transportation.

Key Features

  • Green Financing: Promote sustainability with one of the lowest available markup rates.
  • Flexible Repayment Options: Choose a repayment tenure ranging from 1 to 4 years.
  • Financing Limit: Access up to Rs. 400,000 in loan amount.
  • Personal Contribution: Minimum equity requirement of 30%.
  • Markup Rate: 1-Year KIBOR + 1% or as per the prevailing Schedule of Charges (SOC).
  • Transparency: No hidden charges or fees.

Eligibility Criteria

  • Pakistani nationality.
  • Minimum age: 21 years.
  • Minimum banking relationship of 6 months with Allied Bank or 1 year with any other bank.

For Salaried Individuals

  • Maximum age: 59 years.
  • Must be employed on a permanent or direct contract basis.
  • Minimum net monthly salary of Rs. 35,000.
  • Salary must have been credited in the applicant’s account for at least 6 consecutive months.

For Self-Employed Individuals

  • Maximum age: 64 years.
  • At least 1 year of established business operations.
  • Minimum net monthly income of Rs. 50,000.

Required Documents

  • Proof of income.
  • Bank statement for the past 6 months.
  • Copy of CNIC, Smart NIC, or NICOP.
  • Two recent passport-sized photographs.
  • Duly completed and signed application form.
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